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G Stan Kearby Insurance Agency, Inc. Blog

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When was the last time you thought about your life insurance policy? Your life probably has changed in some ways over the last few years, perhaps since you put your policy in place. Just like you should take a close look at your home and car insurance each year, you should do the same with life insurance. READ MORE >>

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Owning a home can be expensive. Not only must you pay your mortgage, water and electricity bills, but you must also pay for insurance on the home. While most of these expenses can’t be changed, there are ways you can adjust your insurance costs through changes to the home.  READ MORE >>

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You can use life insurance as part of your estate planning strategy by setting up an irrevocable life insurance trust. This helps you avoid federal estate taxes Life insurance can also help you protect your business interests. Keep reading to learn more about the benefits of incorporating life insurance in your estate planning. READ MORE >>

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  READ MORE >>

The Department of Motor Vehicles reports that the crash rate for those between the ages of 16-19 is 2.7 times greater than that of the average driver. This means teenagers and young adults often face hefty auto insurance premiums because, they are more likely to get into car accidents. READ MORE >>

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